Payment and Financing Options

Financial Options at Henner Dental Associates
At Henner Dental Associates, we believe nothing should stand between you and a healthy smile—especially financial concerns. That’s why we offer a variety of payment options and will work closely with you to make treatment planning and payment as smooth as possible.
Payment Options
To keep things simple and flexible, we accept:
- Cash
- All major credit cards (Visa, Mastercard, Discover, American Express)
- CareCredit
- Cherry

Insurance
We are in-network with a select number of dental insurance plans but accept most PPO plans. We’ll file claims on your behalf and request that benefits be assigned to our office. Even if we are out-of-network, we’ll help you understand your benefits and maximize your reimbursement.

Understanding In-Network vs. Accepted Insurance
Insurance terms can be confusing—being “out-of-network” simply means your reimbursement rates may differ slightly. In many cases, the difference is minimal, and we’re here to help you make the most of your plan.
Please note: We do NOT accept Medicaid, or Public Aid insurance plans, or HMO plans.
To help streamline the process, please bring your insurance information with you to your appointment.

Flexible Monthly Payments with Cherry Simple, Flexible Financing Options
We understand that paying for dental care out-of-pocket or without insurance can feel overwhelming. That’s why we partner with trusted third-party financing options like Cherry to help you manage costs comfortably—without the wait or added stress.
With Cherry, you can:
- Select from multiple payment plan options
- Apply in seconds with no hard credit check
- Qualify for interest-free plans (on approved credit)
- Use financing for one-time procedures or ongoing treatment
Apply with Cherry today to explore payment options that fit your needs and budget.

Affordable Payment Plans with CareCredit
We also accept CareCredit, a widely used healthcare financing card that lets you spread out the cost of treatment over time.
With CareCredit, you can:
- Finance 100% of your care
- Avoid upfront costs, annual fees, or prepayment penalties
- Start treatment right away with convenient low monthly payments
CareCredit offers flexible plans to suit your budget—including No Interest options when balances are paid in full during the promotional period. For larger treatments ($1,000–$25,000), extended plans of 24 to 48 months are also available with fixed low payments.
This card can be used for individual or family dental care—and because it’s reusable, you won’t need to reapply for future visits.
Quick approval is required before treatment begins—but the application process is fast, easy, and delivers an instant decision.
Click here to apply for CareCredit and see which plan works best for you.
Have questions? Call our team or stop by—we’re here to help you feel confident about your care!
From the moment you step into our office, you’ll feel at home. Our friendly team is here to guide you through your dental journey with care and expertise. A toothache demands immediate care, and we are ready to address your needs.
Contact us today and experience the personalized care that has made Henner Dental Associates a trusted name in the community for generations.